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    What Does Loan or Lien Reported Mean on Carfax?

    When purchasing a used car, it’s essential to get a vehicle history report to ensure you’re making an informed decision. Carfax is one of the most popular and reliable sources of vehicle history reports.

    One of the most critical pieces of information you’ll find on a Carfax report is a loan or lien reported. But what does it mean, and why is it important?

    What is a Loan or Lien?

    A loan or lien is a type of financial obligation that is attached to a vehicle.

    A loan is a agreement between a lender and a borrower, where the borrower receives a sum of money and agrees to pay it back with interest.

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  • A lien, on the other hand, is a claim against a vehicle by a creditor, such as a bank or finance company, to secure the repayment of a loan.

    What Does Loan or Lien Reported Mean on Carfax?

    When a loan or lien is reported on a Carfax report, it means that the vehicle has an outstanding financial obligation attached to it.

    This can be a loan or lease agreement, or a lien held by a creditor. The report will typically p

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